A collective that turns small steps into big outcomes
GrowthSpring is a member focused club for people who are open to working with others towards common goals, want access to fair credit and steady, long-term investing.
Members
Total Savings
Founded
Mission
Improve members’ socio-economic welfare through collective saving and investing, with flexible, accessible credit—so every member thrives.
Objectives
- Build a strong saving culture among members.
- Provide timely loans with clear repayment rules.
- Strengthen member unity, cooperation, and professional networks.
- Invest pooled funds and manage group assets prudently.
- Support members in times of need through welfare structures.
- Promote financial knowledge and better decisions over time.
Club Regulations
The essentials, in plain language. For full details, use the Documents section.
Saving & Points
Minimum saving is UGX 20,000 per month. You earn 3 points per UGX 10,000 saved. The first 500 points are restricted. Points can support loan interest rules (including after month 6) based on policy.
Profits & Withdrawals
Savings are not withdrawable unless you are exiting the Club. Profits are shared annually; members may choose to re-invest or withdraw profits, as approved.
Loans
Interest is 2% per month on the remaining balance. Loan limit is 1.2× to 1.7× of savings depending on repayment discipline. New members can borrow up to their savings unless guarantors support the extra amount or trustworthiness is confirmed over time. Max duration is 2 years (smaller loans may be shorter).
Meetings
We meet twice a year to align, review progress, and plan ahead. Members are expected to attend at least one meeting per year (in person or online).
Focused on Members
We keep things practical: predictable saving, fair lending, and opportunities that become possible when we move together.
- Loans: Member loans from the Savings Fund (subject to eligibility and limits).
- Welfare support: Support in major life events and emergencies through the Club Fund (rules in policy).
- Group opportunities: Joint investments and member partnerships when vetted and approved.
- Land cycles: Optional land scheme participation using a slot system (details in Financial Policy).
Try the app (demo)
Explore how saving, loans, and balances appear in the system.
Email: [email protected]
Password: 11111111
The People
Moments and faces that shape our culture—consistency, friendship, and shared goals.
Admin Team
A small team keeps records accurate, systems running, and members informed—so the Club stays stable and trustworthy.
Mwebe Blaise — Chairman
Direction, oversight, partnerships, and investment follow-up to protect member value.
Omodo Joshua — Secretary
Records, minutes, communication, and member coordination; keeps decisions documented.
Kawuma Andrew — Treasurer
Finance & treasury: reconciliations, reporting, and transaction controls for accuracy.
Ariko Stephen — IT
Systems reliability, backups, member support, and data protection.
Atim Dyna — Public Relations
Partnerships, member engagement, and communication support for benefits and events.
Rwothungeo Rodgers — Media
Branding, storytelling, and visuals that keep GrowthSpring clear and memorable.
How to Join
- Get a referral from an existing member.
- Read the key documents (details).
- Submit the membership application form.
- If accepted, your club account will be created and you’ll be guided through onboarding.